'Mortgage applications used to take around one to two weeks, although we’ve recently seen these take a little longer due to the pandemic. There are a lot more people applying for mortgages right now, but also a lot less staff within banks and surveying firms due to redundancies, sickness and quarantine.

'Just ensure that you submit all the correct paperwork, signatures, bank statements and identification so that the lenders don’t need to chase you for anything further. This should speed things up!'